Business Checking

Technology to Move You Forward

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The Stability of a bank

Where Local Means Business

Our business accounts are made with you in mind. From checking and savings accounts, to merchant card services and loans to fit your needs, we love working with small to medium sized businesses and know just what you need to thrive.

Want to skip a visit to your local branch?
Live calls are available Monday-Friday from 8:30am-5:00pm PST.

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Better banking

Banking in the Palm of Your Hands

We're working When You Are

Business Checking Options

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Business Checking

See Details
  • Minimum balance to open account, $100
  • Minimum balance to avoid service charge, $500 average daily balance or $1,500 average monthly balance
  • Monthly service charge if below required minimum, $10.00 per statement cycle
  • 50 checks written per statement cycle with no per item fee
  • 25¢ per item for all checks in excess of 50125 items deposited per statement cycle with no per item fee
  • 25¢ per item for all deposits in excess of 125
  • Overdraft protection from savings is available.
  • Debit Card with ATM access with no transaction fee through the MoneyPass Network
  • Online banking
  • Check imaging

Ancillary services may be subject to additional terms and conditions and/or fees.

Business Premium

See Details
  • Minimum balance to open account, $100
  • Minimum balance to avoid service charge, $2500 average daily balance or $5,000 average monthly balance
  • Monthly service charge if below the required minimum, $15.00 per statement cycle
  • 100 checks written per statement cycle with no per item fee
  • 25¢ per item for all checks in excess of 100
  • 300 items deposited per statement cycle with no per item fee
  • 25¢ per item for all deposits in excess of 300
  • Overdraft protection from savings is available.
  • Debit Card with ATM access with no transaction fee through the MoneyPass Network
  • Online banking
  • Check imaging

Ancillary services may be subject to additional terms and conditions and/or fees.

Business Analysis

See Details
  • Minimum balance to open account, $100
  • Monthly service charge, $10.00 per statement cycle
  • Account earns interest as an earnings credit
  • Overdraft protection from savings is available.
  • Online banking
  • Check imaging

Cash Management

See Details
  • Analyzed Checking Accounts
  • ACH Origination
  • Remote Deposit Capture
  • Business Online Banking
  • Online Wire Transfers
  • Line of Credit or Sweep Accounts
  • Online Loan payment
  • Online Bill Pay

Danielle Waters

AVP, Treasury Management Consultant

503.763.6351

danielle.waters@wvbk.com

VISA Business Debit Card

See Details
  • Use your Visa Debit Card at any ATM to access your funds. ATM fees and surcharges are reimbursed.
  • No annual or monthly fees
  • The Visa Debit Card provides convenience and unlimited access coast to coast

Subject to credit approval

Questions?

Business Checking FAQs

My business has a lot of account activity.

Business Analysis Checking may be for you. This is the ultimate account for high activity. Business Analysis Checking gives you the ability to use balances, through an earnings credit, to offset fees.

I keep a large balance in my business account.

WVBKs Business Premium Checking is great for businesses who carry large balances with moderate account activity on a monthly basis.

I want to earn interest on my checking account balance.

WVBKs business Checking Plus and Business Analysis Checking earns interest on balances. The same great features as our Business Checking account, but this account earns interest as well.

I need overdraft protection on my checking account.

All of WVBKs Business Checking accounts offer overdraft protection. You have enough to monitor with your business, know your checking account is not one of them with overdraft protection. Transaction fees apply.

I write a lot of checks with my business.

WVBKs Business Premium Checking allows 100 checks per cycle with no additional per check fee and all the same great features as Business checking. Contact your local banker today to find out more.

My business has more deposits than most.

WVBKs Business Premium account allows up to 300 deposits per cycle at no cost and all the same great features as Business checking. Contact your local banker today to find out more.