Your Money, When you Need It

Checking Accounts that Work for You

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Banking plus

Accounts With a Personal Touch

We’re local, a bank with a touch of home no matter where you are. Wherever your day takes you, our mobile banking offers features that let you take your banking community with you. Download our app and we’ll always be along for the ride.

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Better banking

Banking in the Palm of Your Hands

Find what meets your needs

Checking Account Options

VIEW CURRENT RATES

Willamette Checking

See Details
  • Minimum balance to open account, $100
  • Minimum balance to avoid service charge, $200 average daily balance
  • Monthly service charge if below the required minimum, $7.00 per statement cycle
  • Unlimited check writing
  • Check Imaging is available for a fee
  • Overdraft protection from savings is available. Transaction fees apply.
  • Debit card with unlimited access to any ATM with reimbursable transaction fees
  • Direct Deposit
  • eStatements
  • eBill Pay
  • Online Banking
  • Online Account Opening

Open Willamette Checking

Willamette Interest Checking

See Details
  • Minimum balance to open account, $100
  • Minimum balance to avoid service charge, $1500 average daily balance.
  • Monthly service charge if below the required minimum, $10.00 per statement cycle
  • Account earns simple interest at market rate; rates subject to change
  • Unlimited check writing
  • Check Imaging is available for a fee
  • Complimentary logo checks (up to 100/order, wallet style)
  • Overdraft protection from savings is available. Transaction fees apply
  • Debit card with unlimited access to any ATM with reimbursable transaction fees
  • No – Fee Cashier’s Checks
  • Direct Deposit
  • eStatements
  • eBill Pay
  • Online Banking
  • Online Account Opening

Open Willamette Interest

Willamette Gold

See Details
  • Minimum balance to open account, $100
  • No Monthly service charge
  • Account earns simple interest at market rate; rates subject to change
  • Unlimited check writing
  • Check Imaging is available for a fee
  • Complimentary logo checks (up to 100/order, wallet style)
  • Overdraft protection from savings is available. Transaction fees apply
  • Debit card with unlimited access to any ATM with reimbursable transaction fees
  • No – Fee Cashier’s Checks
  • Direct Deposit
  • eStatements
  • eBill Pay
  • Online Banking
  • Online Account Opening

Open Willamette Gold

Willamette Valley Bank VISA Debit Card

See Details
  • Make purchases from your checking account without writing a check
  • Your Willamette Valley Bank Visa Debit Card is also your ATM card, with no annual or monthly fees
  • The Visa Debit Card provides convenience and unlimited access coast to coast
  • Use your Visa Debit Card at any ATM with reimbursable transaction fees

Willamette Mobile Banking

See Details
  • 24/7 access to your bank accounts
  • Deposit checks
  • Transfer money between accounts
  • Text alerts
  • Bank Mobile App

Download from the App Store
Download for Android

There is no fee to use the app, but message and data rates may apply if utilizing SMS. Such charges include those from your communications service provider.

Explore Other Digital Banking Options

You Have the Power
to Decide

When you choose to deposit your money in a local bank, you are helping to provide a tractor to a local farmer, an oven for the neighborhood bakery, and a home for the family next door. You have the power to decide where your money is reinvested simply by where you choose to bank.

Ryan Dempster

Ryan Dempster

President, CEO

Questions?

Personal Checking FAQs

I want to earn interest on the money in my checking.

Willamette Interest Checking allows you to earn interest on your balance in your checking account. You do need to maintain a $1500 average daily balance or with combined deposits of $5,000 to avoid a monthly service charge.

I don’t have big balances in my checking account.

Willamette Checking has a no monthly service charges as long as the minimum average daily balance of $200.00 is met. Unlimited check writing, reimbursable ATM fees, and more with a low minimum average balance.

I want to earn top interest with unlimited withdraws.

Willamette Valley Bank’s Money Market Account may be the account for you. This account earns money market rates on your entire balance, without tying up your money. The simple interest rate is tiered: this means you’ll earn a higher rate of interest for larger account balances.

I'm tired of paying fees at the ATM.

All Willamette Valley Bank Checking Accounts are free of ATM fees. No one wants to pay to access their own money so at Willamette Valley Bank, you don’t have to. Willamette Valley Bank will refund all other bank’s fee for using the ATM.

I don't have a lot of money but want to open a checking account.

Willamette Checking and Willamette Gold Checking only require $100 to open an account.

I need personal mobile banking

All of Willamette Valley Banks accounts are available with mobile and online banking accessibility. Today the world moves faster than ever and you need to have a bank who is there with you, all with the same local community bank service.

I need overdraft protection

All Willamette Valley Bank Checking Personal Accounts have overdraft protection available. Every checking account can be set up for Overdraft protection from savings.

I dislike monthly service charges.

Willamette Checking, Willamette Interest Checking, and Willamette Golden Checking have no service charge fees when minimum balance is met. See which of these great accounts the right one for you is

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Learn more about our online banking solutions